DELTONA CAR ACCIDENT LAWYERS
Car accidents can be life-changing, leaving victims with physical injuries, emotional distress, and financial burdens. If you or a loved one has been involved in a car crash in Florida, you need an experienced legal advocate. At Chubb Law, our Deltona car accident lawyers are dedicated to helping victims recover the compensation they deserve. Our skilled attorneys understand Florida’s complex car accident laws and are committed to helping you navigate the complexities of your case to secure the best possible outcome.
What You Need to Know About Car Accidents
Car accidents happen every day, but each case is unique. Whether you were involved in a minor fender-bender or a catastrophic crash, understanding your rights and responsibilities is crucial. Florida follows a no-fault insurance system, meaning that your own insurance company typically covers your medical expenses and lost wages, regardless of who caused the accident. However, in severe cases where injuries exceed the no-fault threshold, victims can pursue compensation from the at-fault party.
Understanding Car Accidents in DELTONA
Deltona is part of Volusia County, an area known for busy highways, tourist traffic, and increasing accident rates. Major roadways like I-4, SR 44, and US 17-92 see heavy congestion, increasing the likelihood of collisions. Factors such as distracted driving, speeding, and poor weather conditions often contribute to accidents in the area. If you are involved in a crash in Volusia County, understanding local traffic laws and working with a knowledgeable auto accident law firm can help protect your rights.
Car Accident Statistics
Car accidents are a serious problem in Florida. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), Volusia County reports thousands of crashes annually. Some key statistics include:
● Over 9,200 traffic crashes occurred in Volusia County in 2023.
● More than 6,000 injuries resulted from these accidents.
● More than 130 individuals lost their lives in these crashes.
● Over 160 accidents involved drunk or impaired drivers.
● A significant number of crashes involve distracted driving.
These statistics highlight the need to retain our skilled Florida auto accident attorneys who understand the area’s local accident landscape.
Key Legal Concepts in Car Accident Lawsuits
Florida car accident claims involve several key legal principles, including the following:
● No-fault insurance: Your personal injury protection (PIP) coverage pays for medical expenses and lost wages up to policy limits.
● Serious injury threshold: If your injuries meet Florida’s legal threshold for severity, such as permanent disability or disfigurement, you may file a lawsuit against the at-fault driver.
● Negligence: You must prove that the other driver acted negligently to recover damages beyond PIP coverage.
● Comparative fault: If you share some responsibility for the crash, the court may reduce your compensation accordingly.
Understanding these legal principles is essential for building a strong case and ensuring that you pursue the maximum compensation available under Florida law. Our experienced car accident lawyers can help clarify how these rules apply to your specific situation.
Legal Rights of Car Accident Victims
As a car accident victim in Deltona, you have several legal rights, including:
● The right to seek medical treatment: Prompt medical care is crucial for your recovery and for documenting injuries.
● The right to file an insurance claim: You can file a claim with your own PIP insurer and, in severe cases, pursue a claim against the at-fault driver.
● The right to legal representation: Having a Deltona auto accident attorney increases your chances of receiving fair compensation.
● The right to sue in cases of severe injury: You can file a personal injury lawsuit if another driver’s negligence caused severe injuries.
Exercising these rights can significantly impact your financial recovery and overall well-being after an accident. If you are unsure about the best course of action, consulting our car accident law firm can help you make informed decisions.
Damages You Can Recover from Car Accidents
If you were injured in a car wreck, you may be entitled to accident compensation for your economic and non-economic damages, including:
● Medical expenses: Past and future medical bills, rehabilitation costs, and medication
● Lost wages: Compensation for lost income due to missed work
● Pain and suffering: Compensation for physical pain, emotional distress, and loss of enjoyment of life
● Property damage: Costs to repair or replace your damaged vehicle
● Loss of consortium: Compensation for the impact on your relationship with your
● Other out-of-pocket costs: Including rental car expenses and public transportation fees
The value of your claim depends on the severity of your injuries, financial losses, and the degree of negligence involved. Our experienced Deltona car accident attorneys can help maximize your recovery by accurately assessing your damages and fighting for the compensation you deserve.
Insurance Coverage for Car Accidents
Understanding the intricacies of Florida’s insurance laws is crucial for maximizing your recovery. Florida law requires all drivers to carry:
● Personal injury protection (PIP): Covers up to $10,000 in medical expenses and lost wages
● Property damage liability (PDL): Pays for damage to another person’s vehicle or property
While not mandatory, uninsured/underinsured motorist (UM/UIM) coverage is highly recommended, as it protects you if the at-fault driver has insufficient or no insurance. This coverage can be essential in fully compensating you for severe injuries and losses that exceed the minimum required coverages. We can review your coverage and advise you on your best options if you are unsure whether your insurance policy provides sufficient protection.
Common Types of Car Accident Cases We Handle in DELTONA
Our Deltona auto accident law firm handles a variety of car accident cases, including:
● Rear-end collisions
● Head-on crashes
● T-bone accidents
● Rollover accidents
● Multi-vehicle pileups
● Drunk driving accidents
● Distracted driving accidents
● Hit-and-run cases
● Uninsured/underinsured motorist claims
Our team is prepared to build a compelling case and advocate for the compensation you need to recover, no matter what type of accident you were injured in.
Common Causes of Car Accidents
Car accidents in Deltona occur for many reasons, including the following:
● Distracted driving, such as texting, eating, adjusting the radio, and using GPS
● Speeding
● Impaired driving
● Reckless driving
● Failure to yield
● Poor road conditions
● Vehicle defects
Determining the exact cause of an accident is critical in establishing liability. We thoroughly investigate each case to uncover contributing factors and hold the responsible parties accountable.
WHAT TO DO AFTER A CAR ACCIDENT
It is crucial to take the following steps following a car accident in Deltona:
● Ensure your safety and the safety of others.
● Call 911 to report the accident.
● Move to a safe location if possible.
● Exchange information with the other driver.
● Document the accident scene with photos and videos.
● Seek medical attention immediately.
● Report the accident to your insurance company.
● Avoid admitting fault.
● Consult our car accident attorneys at Chubb Law.
Taking these steps can strengthen your claim and protect your right to compensation. If you need guidance after an accident, we are ready to assist.
THE COST OF CAR ACCIDENTS
Car accidents can lead to expensive medical bills, lost income from missed work, vehicle repair or replacement costs, and long-term rehabilitation expenses. According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle collisions cost Americans $340 billion yearly. A successful injury claim can help recover the costs incurred by car accident victims.
The Car Accident Claim Process in Florida
The car accident claim process in Florida involves several steps:
● Filing a PIP claim with your insurance provider
● Gathering evidence and documentation to prove fault
● Negotiating with insurers for a fair settlement
● Filing a lawsuit if you cannot reach an adequate settlement
● Presenting your case in court
Navigating this process can be overwhelming, but retaining an experienced Deltona car accident law firm can help you understand each step.
Building a Strong Case for a Car Accident Claim
Building a strong case requires thorough investigation and documentation. This includes collecting police reports and witness statements, gathering medical records and bills, obtaining photographs and videos of the accident scene, consulting with accident reconstruction experts, and calculating all applicable damages. Our team has extensive experience navigating the car accident claim process and will carefully and diligently handle each step to maximize your chances of a successful claim.
Florida Personal Injury Statute of Limitations
In Florida, you generally have two years from the date of the accident to file a personal injury lawsuit. Missing this statute of limitations can result in losing your right to compensation. This is why contacting our skilled auto accident lawyers as soon as possible is crucial.
Establishing Negligence in a Florida Car Accident Case
To prove negligence, you must show the following elements of negligence:
● The driver owed you a duty of care.
● They breached that duty through negligent action.
● Their breach caused your injuries.
● You suffered damages as a direct result.
You can use evidence such as traffic violations, witness testimony, and accident reconstruction reports to establish negligence.
COMPARATIVE FAULT IN A CAR ACCIDENT CLAIM
Florida follows a modified comparative negligence system. This means that you cannot recover damages if you are 51% or more at fault for the accident. Otherwise, the court will reduce your compensation by your percentage of fault. Our team of lawyers will work to prove minimal liability on your part.
LIABILITY IN CAR ACCIDENTS
Liability in car accidents can extend beyond the drivers involved. Fault can rest with employers if the negligent driver was on the job, vehicle manufacturers if defective parts played a role, road construction companies, and government entities responsible for poor road maintenance.
WHY YOU SHOULD CHOOSE CHUBB LAW FOR YOUR CAR ACCIDENT CASE
Selecting the right legal representation after a car accident is crucial to protecting your rights and increasing your chances of recovering compensation. Chubb Law is committed to providing exceptional legal services tailored to each client’s unique needs. Here is what sets us apart from other Deltona car accident law firms:
Selecting the right legal representation after a car accident is crucial to protecting your rights and increasing your chances of recovering compensation. Chubb Law is committed to providing exceptional legal services tailored to each client’s unique needs. Here is what sets us apart from other Deltona car accident law firms:
Proven Track Record of Success
Since our establishment in 2021, Chubb Law has achieved a 99.9% success rate, recovering over $25 million for our clients. Our dedication to excellence has earned us numerous legal and professional awards.
Client-Centered Approach
We prioritize personalized attention, ensuring that each client receives the focus and dedication they deserve. We guarantee unlimited communication with your legal team, keeping you informed and involved throughout the process. We believe in listening to your full story to advocate effectively on your behalf.
No Upfront Costs
Chubb Law operates on a contingency fee basis, meaning you will never pay anything out of your own pocket. There are no upfront costs. We only get paid if we win your case.
Experienced Legal Team
Our team, including founding attorney Mitch Chubb, brings extensive experience in personal injury law. Our commitment to client-centered representation ensures that your case receives the attention and legal knowledge it deserves.
Community Commitment
We are deeply invested in serving our community through various initiatives and charitable activities. Our dedication to giving back reflects our commitment to making a positive impact beyond the courtroom.
Comprehensive Legal Services
Chubb Law handles a variety of personal injury cases, including car accidents, truck accidents, motorcycle accidents, and more. Our broad focus allows us to effectively address your case’s unique aspects.
Client Testimonials
Our clients’ satisfaction speaks volumes about our dedication and effectiveness. We invite you to read testimonials from those we have represented to understand the quality of service we provide.
Chubb Law combines big law firm knowledge with small firm attention. We fight for your rights and help you receive the best possible outcome for your car accident case.
Personal injury FAQ
What are some Common Car Accident Injuries?
Remember, we have car insurance for a reason. Insurance is there for when an accident occurs. If you were in a car accident and it wasn’t your fault, we can help you make an insurance claim. If you’re hurt in a car accident, you will likely incur medical expenses, medical bills, loss of income, property damage to your car and pain and suffering. We can help you receive all that you are entitled to.
- Fractured or broken bones
- Herniated discs
- Spinal injuries
- Whiplash
- Brain Injury
- Closed head injuries
- Headaches
- Paralysis
How is Chubb Law different?
We could list all the awards we’ve received or tell you how much better our results are than other law firms– but that’s not what makes us different. We are different because we truly care about our clients. Because we care, you won’t feel like you’re one of 10,000. You will feel heard and prioritized. You will feel confident in your legal team. You will feel like you’re in the right place.
How much does it cost to start a case? I heard it’s free? How do you make money?
It doesn’t cost anything to start your case and you will never pay us anything out of your own pocket. We work on a contingency fee basis, which means you pay us only if we win your case. Our fee comes in the form of a percentage of the settlement or verdict amount we obtain.
Do I really need an attorney or should I just work things out with the insurance?
We tell people all of the time, “if insurance companies would just treat people right there would be no need for what we do.” Unfortunately, most of the time insurance companies don’t treat people right. The only way to ensure you are protecting your rights is to consult with an attorney.
Should I take an insurance offer?
No. Not without consulting an attorney. We make all clients an “Increased Offer Guarantee.” If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
I already have an attorney, can I change attorneys?
Yes. In the state of Florida, you can change attorneys mid-case. In fact, you can fire your current lawyer for practically any reason. The Florida Supreme Court has set out “10 Basic Rights” that every client is entitled to from their lawyer. Read more about those here.
Mitch’s 8 Promises
1
Full-story, free consultation.
Our initial conversation does not have a time limit. We want to connect and hear your full story.
2
110%
We are selective in the cases we take so we can give 110% to those we do.
3
$0 out-of-pocket fees.
You will never pay us anything out of your own pocket. There are never upfront costs on your case. We only get paid if we win your case.
4
Unlimited.
Our clients are guaranteed unlimited communication with their legal team.
5
Proactive communication.
We consistently communicate with you to keep you updated on your case.
6
You call the shots.
You call the shots, we lead the way. We never make decisions against your desires.
7
Increased offer guarantee.
If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
8
The “why should I hire an attorney guarantee.”
When you hire us, not only will we handle everything, but the result we get will leave you with more in your pocket— even after attorney’s fees.
Contact Us Today for a Free Case Evaluation
Do not wait to seek legal help if you or a loved one has been injured in an accident. Contact our Seminole County personal injury law firm today to schedule a free, no-obligation case evaluation. During your consultation, we will review the details of your case, explain your rights and legal options, and provide you with honest and straightforward advice about how to proceed.
Remember, you do not have to face this difficult time alone. Let Mitch and Christopher fight for you so you can focus on your recovery and move forward with your life.
