DELTONA PERSONAL INJURY ATTORNEYS
If you have been injured due to someone else’s negligence, you understand the devastating impact it can have on your life. Medical bills pile up, you may be unable to work, and the emotional toll can be overwhelming. At Chubb Law, our dedicated Deltona personal injury lawyers are committed to helping you navigate this challenging time.
We understand the intricacies of Florida’s personal injury laws and will fight tirelessly for your right to compensation. We provide compassionate, personalized legal representation to help you receive the justice and financial recovery you deserve. We have recovered millions in compensation for our injury clients throughout Florida.
What You Need to Know About Personal Injury
Personal injury or tort law allows victims to seek compensation when they suffer harm due to another party’s negligence or wrongful actions. These cases can range from motor vehicle accidents to defective product claims and medical malpractice. The core principle of personal injury law is to restore the injured party to their original state, physically, emotionally, and financially, as much as possible. Understanding the basics of personal injury law is crucial for anyone seeking to pursue a claim.
UNDERSTANDING PERSONAL INJURY LAW IN DELTONA
Due to its growing population and high traffic areas, Deltona has its fair share of personal injury cases. Accidents frequently occur on major roadways such as Interstate 4 and State Road 415. The area’s tourist attractions, public transportation, and commercial centers also contribute to various injury risks, including premises liability incidents and pedestrian accidents.
Personal Injury Statistics
Personal injury incidents are a widespread problem across Florida. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), there were more than 395,000 traffic crashes in Florida in 2023, which resulted in more than 252,000 injuries. Volusia County recorded over 9,000 vehicle crashes in 2023, leading to more than 6,200 injuries and hundreds of fatalities.
The National Floor Safety Institute (NFSI) reports that slip and fall accidents account for over 1 million emergency room visits annually. Further, half of all accidental deaths in the home are caused by falls. According to North American Community Hub Statistics (NCHStats), there were 670 medical malpractice claims in Florida in 2024, the highest number of claims in the country.
Key Legal Concepts in Personal Injury Lawsuits
Several key legal concepts are fundamental to personal injury claims. Understanding them can help you navigate your case:
- Negligence: The failure to meet the standard of care that a reasonably prudent person would exercise in similar circumstances
- Duty of care: The legal obligation to act reasonably to avoid harming others
- Causation: A direct link between the negligent act and the victim’s injury
- Breach of duty: When a person fails to meet their duty of care, causing injury
- Damages: You suffered actual harm because of the defendant’s negligence. This can include physical injuries, financial losses, emotional distress, and other forms of compensable damages.
Legal Rights of Personal Injury Victims
You have several rights if you have suffered an injury in Deltona due to someone else’s negligence. These include the following:
- The right to seek compensation for medical expenses, lost wages, and pain and suffering
- The right to hold the negligent party accountable for their actions
- The right to legal representation by an experienced injury law firm to protect your interests
- The right to file a personal injury lawsuit within Florida’s statute of limitations
- The right to a fair trial and just compensation
Damages You Can Recover from Personal Injury Accidents
You may be entitled to recover various types of damages in a personal injury accident case. This injury compensation can include:
- Economic damages: These are your quantifiable losses. They can include medical bills, lost wages, rehabilitation costs, and property damage.
- Non-economic damages: These are your subjective losses. They can include pain and suffering, emotional distress, and loss of enjoyment of life.
- Wrongful death damages: In cases where a death occurs due to negligence, surviving family members may recover damages for funeral expenses, loss of support, loss of companionship, and other related losses.
- Punitive damages: The court may award these damages in extreme cases of gross negligence or intentional misconduct to punish the at-fault party.
Insurance Coverage for Personal Injury Accidents
Insurance companies play a significant role in personal injury claims. Understanding your insurance coverage and the other party’s coverage is crucial. Florida follows a no-fault insurance system for motor vehicle accidents, meaning your personal injury protection (PIP) covers up to $10,000 of medical expenses and lost wages. However, serious injuries may allow you to step outside the no-fault system and pursue additional compensation from the at-fault party’s insurance.
Several other types of insurance policies may also come into play, depending on the type of accident. There may be available homeowners’ insurance for accidents occurring on residential property and commercial general liability (CGL) insurance for incidents at businesses. Additionally, uninsured/underinsured motorist coverage can be vital if the at-fault party lacks sufficient insurance to cover your losses. Our personal injury attorneys help you navigate the complexities of insurance claims to help you receive the maximum compensation possible.
Common Types of Personal Injury Cases We Handle in Winter Springs
Chubb Law’s injury lawyers represent clients in various personal injury cases in Deltona and throughout Volusia County, including:
• Car Accidents
• Truck Accidents
• Motorcycle Accidents
• Pedestrian Accidents
• Bus Accidents
• ATV Accidents
• Rideshare Accidents
• Catastrophic Injuries
• Burn Injuries
• Birth Injuries
• Theme Park Accidents
• Medical Malpractice
• Premises Liability
• Product Liability
• Wrongful Death
Common Causes of Personal Injuries
Personal injuries can result from various causes, including:
• Distracted or Impaired Driving
• Speeding or Reckless Driving
• Unsafe Property Conditions
• Defective or Hazardous Products
• Medical Negligence
• Workplace Hazards
WHAT TO DO AFTER A PERSONAL INJURY
If you have suffered a personal injury in Deltona, take these steps to protect your rights and strengthen your injury claim:
• Seek medical attention immediately.
• Report the accident to the police, employer, or property owner, depending on the incident.
• Gather evidence, such as photos, witness contact information, and medical records.
• Avoid discussing your case with insurance adjusters before consulting a personal injury lawyer.
• Contact our Deltona injury lawyers to evaluate your claim and protect your rights.
THE COST OF PERSONAL INJURIES
Personal injuries can lead to significant financial and emotional burdens, including medical expenses, lost income, and long-term care costs. For example, the National Safety Council (NSC) reports that the average cost per medically consulted injury in 2022 was $40,000, and the price per fatality was $1,390,000. There were 75,000,000 work days lost due to personal injuries in 2022, and the NSC estimates another 60,000,000 will be lost in future years because of fatalities and disabling accidents that occurred that year. Understanding the actual cost of your injuries is essential for seeking adequate compensation.
The Personal Injury Accident Claim Process in Florida
The process of filing a personal injury claim in Florida generally includes the following steps:
• Consultation with a Deltona personal injury law firm: We assess your case and determine your legal options.
• Investigation and evidence collection: We gather accident reports, medical records, and witness statements.
• Filing a claim: We submit claims to insurance companies or initiate a lawsuit if necessary.
• Negotiation: We negotiate with insurers to reach a fair settlement.
• Trial, if necessary: We take your case to court if we cannot reach a fair settlement.
Building a Strong Case for a Personal Injury
Building a strong case requires gathering medical and accident reports, working with expert witnesses, reconstructing the accident scene if necessary, and documenting all damages and future expenses. Chubb Law’s personal injury lawyers meticulously prepare each case to maximize our clients’ chances of success. We have a 99.9% success rate in obtaining compensation for our injury clients in Deltona and throughout Florida.
Florida Personal Injury Statute of Limitations
In Florida, the statute of limitations for most personal injury cases is two years from the accident date. However, exceptions and special requirements apply for some cases, such as medical malpractice and wrongful death claims.
For example, you must file a pre-suit notice for medical malpractice matters and adhere to the state’s statute of repose. Wrongful death claims have statute of limitations exceptions for minor decedents and delays in discovering the cause of death. Regardless of your type of personal injury case, acting quickly to protect your right to compensation is essential.
Establishing Negligence in a Florida Personal Injury Case
Establishing negligence requires proving the key legal concepts of duty of care, breach of duty, causation, and damages discussed above. Our Deltona injury attorneys use our knowledge and years of experience to build a compelling case that proves negligence.
COMPARATIVE FAULT IN A PERSONAL INJURY CLAIM
Florida follows a modified comparative negligence rule, meaning you cannot recover damages if the court finds you 51% or more at fault. If you are less than 50% at fault, it will reduce your compensation by your percentage of fault. Our personal injury law firm will protect you from unfair blame to maximize your recovery.
LIABILITY IN PERSONAL INJURY ACCIDENTS
Determining liability is a critical aspect of personal injury cases. We investigate all potential liable parties to help you receive the compensation you deserve. Establishing liability varies by case type:
• Motor vehicle accidents: Drivers, employers of commercial vehicles, or manufacturers can be at fault.
• Premises liability: Property owners or business operators can be to blame.
• Product liability: Manufacturers, distributors, or retailers can be responsible.
• Medical malpractice: Doctors, hospitals, or medical staff can be liable.
WHY YOU SHOULD CHOOSE CHUBB LAW FOR YOUR PERSONAL INJURY CASE
At Chubb Law, we combine extensive legal knowledge with personalized attention to provide exceptional representation for personal injury victims in Deltona and throughout Florida. Here is why we stand out:
• Proven track record of success: Since our establishment in 2021, we have achieved a remarkable 99.9% success rate, recovering over $25 million for our clients. Our significant case results include securing $2,364,743 in a commercial accident case where the initial insurance offer was $150,000 and $1,025,000 in a pedestrian accident case with no initial insurance offer.
• Recognition and awards: Our firm has earned prestigious accolades, including recognition as a Super Lawyer, Rising Star, Million Dollar Advocate, and Top 40 Under 40 Trial Lawyer. These honors reflect our commitment to legal excellence and client advocacy.
• Client-centered approach: We prioritize open and unlimited communication with our clients. Our initial consultations have no time limits, allowing us to fully understand your story and tailor our legal strategies to your unique needs. We intentionally manage our caseload to ensure each client receives the attention and dedication they deserve.
• No fees unless we win: Chubb Law operates on a contingency fee basis, meaning you will never pay any out-of-pocket fees. There are no upfront costs, and we only get paid if we win your case, aligning our success with yours.
• Experienced leadership: Our founding attorney, Mitch Chubb, is a Central Florida native with a passion for serving others. Raised in a family dedicated to helping those in need, Mitch has built a firm that embodies these values, focusing on representing injured individuals against large corporations and insurance companies.
Choosing Chubb Law means partnering with a Deltona injury law firm that combines big law firm proficiency with small law firm attention. We fight for your rights and to help you receive the compensation you deserve.
Personal injury FAQ
What are some Common Car Accident Injuries?
Remember, we have car insurance for a reason. Insurance is there for when an accident occurs. If you were in a car accident and it wasn’t your fault, we can help you make an insurance claim. If you’re hurt in a car accident, you will likely incur medical expenses, medical bills, loss of income, property damage to your car and pain and suffering. We can help you receive all that you are entitled to.
- Fractured or broken bones
- Herniated discs
- Spinal injuries
- Whiplash
- Brain Injury
- Closed head injuries
- Headaches
- Paralysis
How is Chubb Law different?
We could list all the awards we’ve received or tell you how much better our results are than other law firms– but that’s not what makes us different. We are different because we truly care about our clients. Because we care, you won’t feel like you’re one of 10,000. You will feel heard and prioritized. You will feel confident in your legal team. You will feel like you’re in the right place.
How much does it cost to start a case? I heard it’s free? How do you make money?
It doesn’t cost anything to start your case and you will never pay us anything out of your own pocket. We work on a contingency fee basis, which means you pay us only if we win your case. Our fee comes in the form of a percentage of the settlement or verdict amount we obtain.
Do I really need an attorney or should I just work things out with the insurance?
We tell people all of the time, “if insurance companies would just treat people right there would be no need for what we do.” Unfortunately, most of the time insurance companies don’t treat people right. The only way to ensure you are protecting your rights is to consult with an attorney.
Should I take an insurance offer?
No. Not without consulting an attorney. We make all clients an “Increased Offer Guarantee.” If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
I already have an attorney, can I change attorneys?
Yes. In the state of Florida, you can change attorneys mid-case. In fact, you can fire your current lawyer for practically any reason. The Florida Supreme Court has set out “10 Basic Rights” that every client is entitled to from their lawyer. Read more about those here.
Mitch’s 8 Promises
1
Full-story, free consultation.
Our initial conversation does not have a time limit. We want to connect and hear your full story.
2
110%
We are selective in the cases we take so we can give 110% to those we do.
3
$0 out-of-pocket fees.
You will never pay us anything out of your own pocket. There are never upfront costs on your case. We only get paid if we win your case.
4
Unlimited.
Our clients are guaranteed unlimited communication with their legal team.
5
Proactive communication.
We consistently communicate with you to keep you updated on your case.
6
You call the shots.
You call the shots, we lead the way. We never make decisions against your desires.
7
Increased offer guarantee.
If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
8
The “why should I hire an attorney guarantee.”
When you hire us, not only will we handle everything, but the result we get will leave you with more in your pocket— even after attorney’s fees.
Contact Us Today for a Free Case Evaluation
Do not wait to seek legal help if you or a loved one has been injured in an accident. Contact our Seminole County personal injury law firm today to schedule a free, no-obligation case evaluation. During your consultation, we will review the details of your case, explain your rights and legal options, and provide you with honest and straightforward advice about how to proceed.
Remember, you do not have to face this difficult time alone. Let Mitch and Christopher fight for you so you can focus on your recovery and move forward with your life.
