Daytona Beach Car Accident Lawyers
When you or a loved one is hurt after a car accident, you need skilled guidance in handling insurance claims and other legal matters. Florida auto insurance is complicated, but you may also have the right to file a personal injury lawsuit, depending on your circumstances. Dealing with paperwork and evidence while you are in pain only adds to your stress, so you need experienced Daytona Beach car accident lawyers.
At Chubb Law, our Daytona personal injury lawyers can listen to your story in person or virtually, assessing the next steps for your case. Once you partner with us, we treat you with respect, honesty, and integrity, providing professional excellence throughout your claim. Learn how we can help when you schedule a free consultation with us today.
What You Need to Know About Daytona Beach Car Accidents
Collisions happen every day on Volusia County roads and highways, leaving victims with medical bills, injuries, and questions about what to do. Part of avoiding a crash involves knowing which areas are most dangerous. Here are some statistics our auto accident lawyers reference when handling a case in Volusia County.
Understanding Car Accidents in Volusia County
As of 2023, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) recorded 595,679 accidents involving Florida drivers, with 26,704 injuries or deaths attributed to driver negligence or carelessness. Major highways such as I-95 and I-4 are home to higher-speed crashes, often resulting from speed or drivers who make unexpected lane changes to get to their exits. In all, Daytona Beach and Volusia County see thousands of accidents every year.
Volusia County Car Accident Statistics
The 2023 Traffic Safety Facts report on state data from the National Highway Traffic Safety Administration (NHTSA) shows that Florida experienced a 4% decrease in traffic fatalities. This number closely mirrors the national average. Closer to home, the FLHSMV Crash Dashboard shows statistics in 2025 for Volusia County as of December 2025, including the following:
- There were a total of 7,866 accidents.
- There were 87 fatal crashes, with a total of 93 deaths.
- Over 5,400 injuries occurred in almost 3,700 injury accidents. Records show 561 serious injuries in these crashes.
Each of the people involved in these incidents was suffering and needed help. The families of the deceased mourned their losses, but also had to face insurance and other legal problems. At Chubb Law, our Daytona Beach auto accident lawyers are committed to helping these types of vulnerable clients achieve the best available outcome for peace of mind.
Key Legal Concepts in Car Accidents
In Florida, our system uses no-fault insurance claims, so you can get payment faster without having to present evidence of who is to blame. However, these policies may not be high enough to cover all your expenses, allowing you to file a lawsuit in certain situations.
If you suffer a serious injury that “creates a substantial risk of death, serious personal disfigurement, or protracted loss or impairment of the function of a bodily member or organ,“ then Florida law gives you the right to take more aggressive legal action against the other driver or their insurance company. This can result in higher compensation, although every case is different.
Legal Rights of Daytona Beach Car Accident Victims
As a Daytona Beach car accident victim, you have the right to:
- Hire a Daytona Beach auto accident law firm to represent you in all matters.
- Use an auto accident lawyer to research your case and collect evidence for your claim.
- Ask your car accident lawyer to negotiate on your behalf with insurance companies.
- Demonstrate a serious injury through medical and other records to file a lawsuit.
- Allow your Daytona Beach auto accident attorneys to prepare your case for court and fight for maximum compensation.
You also have the right to reach a settlement at any time during the claims process. The team at Chubb Law will work to secure everything you deserve, but will not waste your time or money.
Damages You Can Recover in Daytona Beach Car Accidents
If you are eligible to file a personal injury lawsuit, your auto accident law firm may be able to recover more damages, including:
- The full cost of your medical bills associated with the injury
- Mental and physical therapy expenses
- Private nursing care or nursing home fees
- Medication costs
- Lost wages, retirement savings contributions, paid time off (PTO), and other income
- Disability and loss of earning capacity
In a lawsuit, you can also seek financial relief for your pain and suffering, including diminished quality of life, scarring, disfigurement, and emotional distress. By trusting in Chubb Law auto accident attorneys, you can have confidence that we will identify every loss and work to achieve a fair settlement for you.
Insurance Coverage for Daytona Beach Car Accidents
In Florida, all drivers must purchase personal injury protection (PIP) and property damage liability (PDL) coverage to pay for their own medical bills and repair costs to other vehicles they damage in a crash. Most people purchase the minimum required coverage of $10,000 for their PIP and PDL policies, though you can buy a higher amount. When you file a claim on these, you can receive a maximum of 80% of your medical expenses and 60% of your lost income.
Common Types of Car Accidents We Handle in Volusia County
At Chubb Law, our Daytona Beach car accident lawyers meet regularly to discuss each case and get the advantage of every attorney’s insight and experience. This allows us to bring the full power of our law firm to your claim and get the results you need in a variety of car accident types, including:
- Head-on crashes
- T-bone accidents
- Sideswipe collisions
- Rollovers
- Multi-car accidents
- Crashes resulting from debris left on the road
We will investigate and determine all liable parties, holding them accountable as needed and seeking all available forms of compensation. You can put your energy into getting better, while your Daytona Beach auto accident lawyer at Chubb Law shows you the dedication that has led to our impressive results.
Common Causes of Car Accidents
Nearly all car accidents result from human error or carelessness, whether because someone acted negligently or failed to act. In the most recent Highway Safety Plan Annual Report for Florida, the Florida Department of Transportation identified several areas of focus for reducing accidents. These are also common causes of car accidents, including:
- Older drivers
- Distracted drivers
- Drivers impaired by legal or illegal substances
- Inadequate signage in construction zones
- Speeding
- Aggressive driving
- Distracted driving
- Teenage drivers
- Disobeying traffic laws
- Faulty auto repair
- Defective manufacturing
You may be able to file a claim against other motorists who caused a crash but were not involved, such as a driver who cut off another car that braked in front of you, causing a rear-end collision. You could also pursue a manufacturer or auto repair shop if your attorney can show how their actions contributed to your crash. Our law firm will not rest until we get the answer you need.
What to Do After a Car Accident
A car crash can leave you in pain and confused about what happened and how to move forward. Here is what we recommend:
- If you are able, call 911 to request police and medical first responders.
- Render aid by checking with anyone else involved in the crash.
- Exchange your contact details with the other driver(s).
- Photograph your injuries, the road conditions, automobile damage, weather conditions, and anything else that may show what happened.
- Ask EMTs to evaluate you in case you need to go to the hospital.
- Tell the police what happened.
- Get contact information from any witnesses.
- Call the insurance carriers for your PIP and PDL policies.
- See your doctor within 24-72 hours for a full examination.
- Speak with a Daytona Beach auto accident attorney to assess your case.
Whether you are filing an insurance claim or believe you need to take more involved legal action against the other driver, an auto accident attorney at Chubb Law can examine your situation and provide superior legal advice. We can gather additional evidence and review your choices with you, building a powerful claim on your behalf.
The Cost of Daytona Beach Car Accidents
In addition to the unexpected costs for medical treatment and vehicle repair, car accidents in Daytona Beach bring numerous other expenses, such as:
- Travel expenses for attending doctor’s appointments
- Renovations to your home to accommodate a disability
- Loss of professional reputation
- Mental distress, including anxiety, depression, and PTSD
- Having to seek disability benefits if you cannot return to work
- Inability to support or care for your family
- Increases in insurance premiums
- Depreciation for your vehicle’s value
You can recover compensation for many of these losses if you qualify to file a personal injury lawsuit. Your Daytona Beach car accident attorney at Chubb Law can help you collect documentation to demonstrate the extent of your damages and help you overcome the consequences of another driver’s carelessness.
The Car Accident Process in Volusia County
Even though your claim will have distinct differences from others, there is a general process your auto accident attorney will follow for your case.
Building a Strong Case for Your Car Accident
Your car accident attorneys start by examining any evidence you provide, then move on to collecting anything else that is available. This could include requesting videos from traffic, security, or dashboard cameras. They will also review police crash reports for details about whether the other driver received citations for violating the law.
If we suspect distracted driving contributed to the crash, we can demand the other driver’s cell phone records to show they were violating Florida’s Hands-Free Driving law. Demonstrating negligence of this kind is key when pursuing a lawsuit, as this evidence is required in court to secure compensation.
Statute of Limitations
Florida only gives you two years to open your personal injury lawsuit, under the state’s statute of limitations. Resolving an insurance claim can take several months, and if you realize you have the grounds to move to a lawsuit, you could lose valuable time to prepare your case. It is crucial to speak with a Daytona Beach car accident lawyer right away so they can guide you on the best approach for your situation.
Establishing Negligence
If you are filing a claim for your PIP or PDL coverage, you do not have to show who is at fault. However, going to court means you need to present evidence showing how the other driver owed you a duty of care to drive safely. You must also show how they failed in that duty, such as by driving drunk or disobeying the law.
Once you meet those two elements of negligence, you can present evidence of how their actions directly caused your injuries and losses. This clears the way for you to show your damages and request compensation from the court.
No-Fault/Comparative Fault Content
If you pursue a lawsuit against another driver to show how they were at fault, you should expect that they will fight back. Your attorney can prepare to respond if the other side claims you carry part of the blame, under Florida’s comparative fault law. It is rare that one driver is 100% at fault, so the court may assign some portion to you.
This impacts your claim because any percentage of fault reduces your compensation by the same amount. For example, if you are found 25% at fault on a $100,000 claim, you will get 25% less, or only $75,000. This is why it is so essential that you partner with a skilled auto accident attorney who knows how to minimize your fault.
Liability in Daytona Beach Car Accidents
Your Daytona Beach car accident lawyer may uncover evidence showing a range of liable parties in your accident. You may be able to file a claim against others whose actions led to the crash, including passengers, car manufacturers, government agencies, road construction companies, or even property owners. Identifying these individuals or companies is just one of the services we offer as part of our work on your claim at Chubb Law.
Why You Should Choose Chubb Law
While we are extremely proud of our 99.9% success rate, we believe you should choose Chubb Law because we are focused on helping those in pain and in need. When we opened our doors in 2021, we dedicated our efforts to fulfilling 8 promises to every client:
- A free case evaluation where we listen to every detail of your circumstances.
- Proactive communication so you stay updated every step of the way.
- A 110% commitment that we will give our all to your case.
- You call the shots, relying on our advice to make well-informed decisions for your case.
- No out-of-pocket fees, since we only get paid contingent on winning your case.
- We guarantee to increase your existing insurance offer, or you pay us nothing.
- You get unlimited, direct access to your attorney and legal team.
- We work to put more money in your pocket, even after our fees.
We know the pain and uncertainty you are feeling after getting hurt by a negligent party, and we are here to give you the support you need. You can also read our client testimonials to learn how hard our Daytona Beach car accident attorneys have worked for others just like you.
We Answer Your Frequently Asked Questions About Car Accidents
How much could I win in my Daytona Beach car accident case?
Going to court carries risks, but you can trust that our auto accident law firm will only take your case to trial if we are confident we have what it takes to win. Each case will be different, since your claim may have higher costs to pursue. Regardless of the details, we will always strive to secure every dollar you require to recover fully from your injuries.
How do I get the other driver’s insurance information?
In Florida, you can request another driver’s insurance information if you discover they committed a moving violation in the accident that caused your injuries. This allows you to file against their insurance policy under the Florida Financial Responsibility Law. You must request a copy of the police report and submit it with an Insurance Request Form to the FLHSMV Customer Service Department.
What other insurance can I use after my car crash?
You have the option to file a claim with your personal health insurance in addition to your PIP or PDL policies. This can allow you to get the medical care you need without waiting for your lawsuit to settle. You may also rely on your Uninsured Motorist coverage, if you purchased it, in the event you suffer a hit-and-run accident or the other driver is driving illegally without insurance coverage.
Trust Chubb Law as Your Daytona Beach Auto Accident Law Firm
Recovering your emotional, physical, and financial stability after a crash can be difficult, but you do not have to be the victim of someone else’s bad decisions. You can make the smart choice when you contact us at Chubb Law to speak with a qualified Daytona Beach car accident lawyer. You can heal while we manage all aspects of your case, so get started with us today.ce.
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