Lake Mary Car Accident Lawyers

Lake Mary Car Accident Lawyers

A car accident can turn your life upside down—bringing injuries, vehicle damage, lost income, and emotional stress. If your crash was caused by someone else’s negligence, you deserve full and fair compensation.

At Chubb Law, our skilled Lake Mary car accident attorneys are here to help. We provide personalized guidance and aggressive representation to protect your rights and pursue maximum compensation. We’ll walk you through Florida’s car accident laws and ensure you understand every step of the legal process.

FLORIDA AUTO ACCIDENT STATISTICS

According to the Florida Department of Health, over 2 million people are injured and 32,000 are killed in motor vehicle accidents each year nationwide. In 2023 alone, Seminole County recorded 6,254 motor vehicle crashes, resulting in more than 4,370 injuries and 50 fatalities.

UNDERSTANDING FLORIDA’S NO-FAULT CAR ACCIDENT LAWS

Florida’s no-fault car accident laws are designed to streamline the claims process and ensure injured parties receive timely compensation. Under this system, all drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage. This coverage applies to the policyholder, household relatives, and certain passengers, regardless of fault or vehicle ownership.

PIP benefits help cover reasonable and necessary medical expenses, as well as a portion of lost wages resulting from accident-related injuries—up to the policy limit. To qualify, injured individuals must seek medical treatment within 14 days of the accident. Failing to do so may result in the loss of eligibility for PIP benefits.

However, Florida law excludes certain individuals from receiving PIP benefits. This includes those who intentionally cause their injuries, are injured while committing a felony, or are hurt while participating in a race or speed contest. Understanding these limitations is crucial to protecting your rights after a car accident.

FLORIDA’S KEY LEGAL CONCEPTS FOR CAR ACCIDENT CLAIMS

Although Florida is a no-fault state, injured parties still have the right to pursue additional compensation from the at-fault driver’s insurance. PIP benefits only cover a portion of your medical expenses and lost wages—they do not account for the full extent of your losses. To recover compensation for pain and suffering or other non-economic damages, the injured party must meet Florida’s “serious injury” threshold.

In car accident claims, damages fall into two categories: economic and non-economic. Economic damages include measurable losses such as medical bills, rehabilitation costs, and lost income. Non-economic damages, on the other hand, address intangible losses like pain and suffering, emotional distress, and loss of enjoyment of life.

Several key legal concepts apply to car accident claims in Lake Mary:

 

  • Duty of care: Requires all drivers to operate their vehicles responsibly to avoid harming others.
  • Negligence: occurs when that duty is breached, resulting in an accident.
  • Comparative negligence: Your compensation may be reduced based on your percentage of fault.
  • Damages:

    A valid claim requires proof of actual, legally recoverable damages caused by the accident.

DAMAGES RECOVERABLE IN LAKE MARY CAR ACCIDENT LAWSUITS

If you were injured in a car accident caused by someone else’s negligence, you may be entitled to pursue compensation through a personal injury claim. Recoverable damages in these cases can include:

  • Medical expenses: Coverage for past, present, and future medical costs related to your injuries
  • Lost wages: Compensation for income lost due to time missed from work.
  • Property damage: Reimbursement for repairs or replacement of your damaged vehicle.
  • Towing and rental car expenses: Costs for towing your vehicle and renting a car during repairs.
  • Pain and suffering: Compensation for physical pain and emotional anguish resulting from the accident.
  • Emotional distress: Damages for the psychological impact of the accident and its aftermath.
  • Loss of enjoyment of life: Compensation for the inability to participate in activities you once enjoyed.
  • Loss of consortium: Damages for the loss of companionship, affection, and support due to the injuries.
  • Scarring and disfigurement: Compensation for visible scars or permanent physical changes.
  • Punitive damages: Awarded in rare cases involving gross negligence or intentional misconduct.

The specific damages recoverable in your Lake Mary car accident case will depend on the unique circumstances, the severity of your injuries, and how the accident has affected your life. Insurance companies often offer quick settlements to minimize their payout—but these offers may not reflect the true value of your claim. Before accepting any settlement, it’s important to consult with an experienced car accident attorney to ensure your rights are protected and you receive the full compensation you deserve.

COMMON CAUSES OF CAR ACCIDENTS IN LAKE MARY

In 2023, Seminole County recorded 6,255 motor vehicle accidents, resulting in 50 fatalities and 4,375 injuries. Understanding the most common causes of crashes in Lake Mary and nearby areas can help drivers stay vigilant and avoid preventable collisions. Car accidents occur for many reasons, including:

Distracted Driving

Distracted driving happens when a driver’s focus shifts away from the road due to outside stimuli or personal activities—greatly increasing the risk of accidents, injuries, and fatalities. It can take many forms, including:

  • Texting and driving
  • Talking on the phone
  • Using GPS devices
  • Adjusting controls (radio, climate, etc)
  • Eating and drinking
  • Grooming (e.g., applying makeup, fixing hair)
  • Talking to passengers
  • Daydreaming or being mentally distracted
  • Looking at something outside the car (rubbernecking)

Florida has implemented laws to combat distracted driving and encourage safer driving behavior. In July 2019, the state enacted the Wireless Communications While Driving Law, making texting while driving a primary offense. This means law enforcement officers can stop and cite drivers solely for texting behind the wheel, even if no other traffic violation has occurred.

Speeding

Speeding is a major contributor to traffic accidents, injuries, and fatalities, posing serious risks to everyone on the road—including drivers, passengers, pedestrians, and cyclists. According to the National Safety Council (NSC), speeding was a factor in nearly 30% of all traffic deaths in 2022, claiming the lives of more than 33 people each day.

Impaired Driving

Florida law strictly prohibits operating a motor vehicle while under the influence of alcohol or drugs. The legal blood alcohol concentration (BAC) limit is 0.08% for drivers age 21 and older, 0.04% for commercial drivers, and 0.02% for individuals under 21. According to the Florida Highway Safety and Motor Vehicles (FLHSMV), alcohol was confirmed as a factor in over 475 crashes statewide—resulting in 41 fatalities and 41 serious injuries.

According to the Centers for Disease Control and Prevention (CDC), a higher percentage of adults in Florida admit to driving after drinking too much compared to the national average. Driving under the influence of alcohol or drugs impairs perception, judgment, coordination, and attention—significantly increasing the risk of car accidents, serious injuries, and fatalities.

Reckless Driving

Under Florida Statutes § 316.192, reckless driving is defined as operating a motor vehicle with willful or wanton disregard for the safety of persons or property. It is a criminal offense in Florida and can result in serious consequences, including fines, jail time, license suspension, points on your driving record, and an increased risk of collisions. Common examples of reckless driving that can lead to car accidents include:

  • Driving while impaired
  • Street racing
  • Speeding excessively
  • Erratic or aggressive driving
  • Ignoring traffic signals
  • Passing illegally

Weather Conditions

Weather conditions can have a major impact on road safety and significantly increase the risk of car accidents in Lake Mary and throughout Seminole County. While Florida is known for its generally sunny and mild climate, it also experiences weather events that can create dangerous driving conditions. The following are common ways weather can contribute to accidents in the area:

  • Rain – Reduces visibility and creates slick road surfaces, increasing the risk of hydroplaning and longer stopping distances.
  • Strong winds – Can make it difficult to maintain lane control, especially for high-profile vehicles, and may cause debris to obstruct the roadway.
  • Fog – Limits visibility and makes it harder for drivers to judge distances or spot other vehicles and obstacles in time to react.
  • Sun glare – Temporarily blinds drivers, reducing visibility and reaction time—particularly during sunrise and sunset.

Road Hazards

Road hazards can contribute to car accidents by forcing sudden maneuvers, causing tire blowouts, reducing visibility, or diverting a driver’s attention. Despite ongoing efforts to maintain roads and infrastructure, a variety of hazards can still arise—putting drivers, passengers, pedestrians, and cyclists at risk. Common roadway hazards include:

  • Potholes
  • Uneven pavement
  • Debris on the roadway
  • Flooding and water accumulation
  • Wildlife crossings
  • Construction zones
  • Lack of shoulder space
  • Faded or unclear pavement markings
  • Poor road design
  • Faded or unclear pavement markings
  • Lack of maintenance

If you’re involved in a car accident caused by a road hazard, it’s important to document the scene with photos or videos, report the incident to the police, and notify your insurance company to begin the claims process. Our experienced Lake Mary car accident lawyers are here to guide you through each step and help you pursue the compensation you deserve.

Vehicle Defects

Vehicle defects can result from design flaws, manufacturing errors, or poor maintenance. These defects can lead to serious accidents in Seminole County by compromising the safety and performance of the vehicle. Common ways vehicle defects can contribute to crashes include:

  • Brake failures
  • Tire blowouts
  • Steering and suspension issues
  • Inadequate maintenance
  • Airbag malfunctions
  • Faulty safety systems
  • Electrical system failures
  • Fuel system defects

If you were injured in a car accident caused by a vehicle defect, you may be entitled to compensation under product liability laws. These laws allow victims to hold manufacturers, distributors, or sellers accountable for defective vehicles or components that lead to accidents. You may pursue a civil lawsuit or file a claim against the responsible parties to seek financial compensation for your injuries, medical expenses, lost income, and other related losses.

 

STEPS TO TAKE AFTER A CAR ACCIDENT IN LAKE MARY

If you’re involved in a car accident in Lake Mary or a nearby area, it’s crucial to take the right steps to protect your health, legal rights, and ability to seek compensation. Here’s what you should do following a car accident in the area:

  • Check for injuries: Your first priority is safety. Check yourself, your passengers, and others involved for injuries. If anyone is hurt, call 911 immediately for emergency medical assistance.
  • Move to safety: If it’s safe to do so, move your vehicle to the side of the road to prevent further accidents and avoid blocking traffic. Turn on your hazard lights to alert other drivers.
  • Call law enforcement: Even in minor accidents, report the incident to the local police or Seminole County Sheriff’s Office by calling 911. Wait at the scene for law enforcement to arrive and file a report.
  • Exchange information: Share contact and insurance details with all involved parties, including names, phone numbers, addresses, driver’s license numbers, license plate numbers, and insurance policy information. Remain calm and avoid discussing fault.
  • Document the scene: Take photos or videos of vehicle damage, road conditions, traffic signs, skid marks, and any visible injuries. This evidence can be critical for insurance claims or legal proceedings.
  • Gather witness information: If bystanders witnessed the accident, collect their names and contact details. Witness statements can help establish what happened and support your version of events.
  • Seek medical attention: Even if injuries seem minor, get evaluated by a healthcare professional. Some conditions, like whiplash or internal injuries, may not show symptoms right away but can become serious later.
  • Report the accident to your insurance company: Contact your insurer promptly and provide accurate details about the accident. Follow their instructions for filing a claim and submit any required documentation.
  • Consult with an attorney: If you’ve been injured or if liability is disputed, speak with one of our experienced Lake Mary car accident lawyers. We can protect your rights, negotiate with insurers, and take legal action if needed.
  • Keep records: Maintain detailed records of all accident-related expenses—such as medical bills, repair costs, rental vehicles, lost wages, and out-of-pocket costs. These documents are essential for supporting your claim and securing full compensation.

By following these steps and seeking professional legal guidance when necessary, you can help ensure a smoother recovery and improve your chances of receiving fair compensation after a car accident in Lake Mary.

HOW CHUBB LAW CAN ASSIST YOU AFTER YOUR CAR ACCIDENT IN LAKE MARY

At Chubb Law, we understand the physical, emotional, and financial toll a car accident can take on you and your loved ones. Our Lake Mary car accident attorneys are committed to providing personalized attention, compassionate support, and aggressive legal representation to help you recover and move forward. Here’s how we can assist you:

 

  • Case Evaluation: We offer free, no-obligation consultations to review the details of your accident, assess liability, and explain your legal rights and options. Our team will evaluate the circumstances of your case and provide clear guidance on the best path forward.
  • Investigation: We perform a comprehensive investigation into the cause of your accident, collecting key evidence such as police reports, witness statements, surveillance footage, and accident reconstruction analysis. When needed, we collaborate with experts to establish liability and build a strong, evidence-backed case on your behalf.
  • Legal Representation: We provide full legal support throughout the claims process—from negotiating with insurance companies to representing you in court, if needed. Our attorneys will advocate tirelessly to pursue the maximum compensation for your injuries, losses, and other damages.
  • Medical Care: We help you access the medical treatment you need to recover from your injuries. Our team works closely with trusted healthcare providers, specialists, and rehabilitation professionals to ensure you receive quality care. We also make sure your medical expenses are thoroughly documented to support your injury claim.
  • Negotiation and Settlement: We handle all negotiations with insurance companies to pursue a fair and full settlement for your injuries and losses. With extensive experience in settlement negotiations, we know how to strategically advocate for your best interests and maximize the value of your claim.
  • Litigation: If a fair settlement cannot be reached, we are fully prepared to take your case to trial. As skilled litigators, we’re ready to present your case before a judge and jury, fighting to protect your rights and pursue the full compensation you deserve.

STATUTE OF LIMITATIONS IN FLORIDA PERSONAL INJURY CASES

A recent tort reform bill in Florida has shortened the statute of limitations for personal injury claims. Injured parties now have two years from the date of their car accident to file a lawsuit for personal injury or property damage. Failing to take legal action within this timeframe may result in losing your right to pursue compensation.

CHOOSE CHUBB LAW TO HELP YOU AFTER YOUR LAKE MARY CAR ACCIDENT

At Chubb Law, our dedicated team of car accident lawyers is committed to providing compassionate support and aggressive representation to those injured in car accidents in Lake Mary and the surrounding areas. With extensive experience and a proven track record of success, we’re here to guide you through the legal process and fight for the compensation you deserve. Contact us today for a free case evaluation and let us help you take the next step toward recovery.

CAR ACCIDENT FAQ

Remember, we have car insurance for a reason. Insurance is there for when an accident occurs. If you were in a car accident and it wasn’t your fault, we can help you make an insurance claim. If you’re hurt in a car accident, you will likely incur medical expenses, medical bills, loss of income, property damage to your car and pain and suffering. We can help you receive all that you are entitled to.

  • Fractured or broken bones
  • Herniated discs
  • Spinal injuries
  • Whiplash
  • Brain Injury
  • Closed head injuries
  • Headaches
  • Paralysis

We could list all the awards we’ve received or tell you how much better our results are than other law firms– but that’s not what makes us different. We are different because we truly care about our clients. Because we care, you won’t feel like you’re one of 10,000. You will feel heard and prioritized. You will feel confident in your legal team. You will feel like you’re in the right place.

It doesn’t cost anything to start your case and you will never pay us anything out of your own pocket. We work on a contingency fee basis, which means you pay us only if we win your case. Our fee comes in the form of a percentage of the settlement or verdict amount we obtain.

We tell people all of the time, “if insurance companies would just treat people right there would be no need for what we do.” Unfortunately, most of the time insurance companies don’t treat people right. The only way to ensure you are protecting your rights is to consult with an attorney.

No. Not without consulting an attorney. We make all clients an “Increased Offer Guarantee.” If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.

Yes. In the state of Florida, you can change attorneys mid-case. In fact, you can fire your current lawyer for practically any reason. The Florida Supreme Court has set out “10 Basic Rights” that every client is entitled to from their lawyer. Read more about those here.

Mitch’s 8 Promises

1

Full-story, free consultation.

Our initial conversation does not have a time limit. We want to connect and hear your full story.

2

110%

We are selective in the cases we take so we can give 110% to those we do.

3

$0 out-of-pocket fees.

You will never pay us anything out of your own pocket. There are never upfront costs on your case. We only get paid if we win your case.

4

Unlimited.

Our clients are guaranteed unlimited communication with their legal team.

5

Proactive communication.

We consistently communicate with you to keep you updated on your case.

6

You call the shots.

You call the shots, we lead the way. We never make decisions against your desires.

7

Increased offer guarantee.

If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.

8

The “why should I hire an attorney guarantee.”

When you hire us, not only will we handle everything, but the result we get will leave you with more in your pocket— even after attorney’s fees.

Contact Us Today for a Free Case Evaluation

Do not wait to seek legal help if you or a loved one has been injured in an accident. Contact our Seminole County personal injury law firm today to schedule a free, no-obligation case evaluation. During your consultation, we will review the details of your case, explain your rights and legal options, and provide you with honest and straightforward advice about how to proceed.

Remember, you do not have to face this difficult time alone. Let Mitch and Christopher fight for you so you can focus on your recovery and move forward with your life.