Ormond Beach Car Accident Lawyers
Careless drivers on the highways of Volusia County can injure people like you and your loved ones, leaving you with pain, confusion, and massive medical costs. You do not have to face these consequences of their poor decisions on your own. When you speak with our Ormond Beach car accident lawyers, we will work to help you secure any available compensation.
At Chubb Law Accident & Injury Attorneys, you begin by meeting with an Ormond Beach personal injury lawyer for a free case review to discuss your concerns and answer your questions. We can assist you in filing an insurance claim or proceeding to a personal injury lawsuit when necessary. Above all, we put your needs first and help you get the fair treatment you deserve.
What You Need to Know About Ormond Beach Car Accidents
West Granada Blvd winds through Ormond Beach, leading to the ocean, intersecting with multiple streets and U.S. Route 1. Every mile is an opportunity for a crash to happen when a driver fails to obey traffic laws or a tourist watches the scenery instead of the road. As a result, you could suffer serious injuries and have to untangle Florida auto insurance requirements for your accident compensation.
Understanding Car Accidents in Volusia County
According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) Crash Dashboard, motorists in Volusia County experienced 8,820 accidents in 2025. Of those, the City of Ormond Beach Police Department investigated almost 64% while the remaining collisions fell under the jurisdiction of the Volusia County Sheriff’s Department or the Florida Highway Patrol.
Reports from these agencies can be extremely valuable to your Ormond Beach car accident lawyer when preparing your claim.
Volusia County Car Accident Statistics
Additional data from the FLHSMV Crash Dashboard shows the following about car accidents in Volusia County:
- The 2025 incident number of 8,820 accidents showed a decrease from 9,014 accidents in 2024.
- In 2025, there were 6,097 injuries resulting from 4,140 injury crashes, an increase of 464 from 2024.
- The 2025 accidents resulted in 107 fatalities, slightly higher than in 2024.
- There were 2,147 hit-and-run accidents in 2025.
Most crashes in Volusia County involve passenger vehicles, but pedestrians, bicyclists, and motorcyclists also suffer harm on our roads. At our Ormond Beach auto accident law firm, we are ready to assist anyone who must deal with injuries and property damage after a motor vehicle collision.
Key Legal Concepts in Car Accidents
Florida requires all drivers to maintain their own insurance under its no-fault system. The goal is to make it easier and faster to secure compensation for your bills, reducing the need to burden the court system with lawsuits. However, just because you must file with your own policy does not mean that you do not have the right to take legal action in some instances.
Filing a claim with your auto insurance using Personal Injury Protection (PIP) or Property Damage Liability (PDL) policies does not require you to prove who is to blame. Still, it can be vital to gather evidence with the help of a car accident lawyer in the event you qualify to initiate a claim against another driver’s insurance. This can happen if you suffer a serious injury as defined by Chapter 316.027 of the 2019 Florida Statutes.
Legal Rights of Ormond Beach Car Accident Victims
As a respected Ormond Beach car accident law firm, Chubb Law upholds your rights throughout the accident claims process. In Florida, you have the following rights after a crash:
- The right to hire Ormond Beach car accident attorneys to assist you in handling your case
- The right to have your auto accident lawyer represent you in all insurance and trial matters
- The right to have your car accident law firm negotiate on your behalf with your insurance company for a fair settlement
- The right to refuse an insufficient insurance offer when your Ormond Beach car accident lawyer advises you to do so
- The right to work with your auto accident attorneys to gather evidence supporting your claim for damages
- The right to ask your Ormond Beach auto accident attorneys to file a claim against another driver when you have qualifying serious injuries
- The right to file a personal injury lawsuit when your auto accident law firm determines that it is the best path for compensation
At Chubb Law, our car accident attorneys interpret the laws to your advantage whenever possible, working to secure fair treatment by insurance companies and the court system. We have a firm guarantee that if you already have an offer on the table, we can increase it for you.
Damages You Can Recover in Ormond Beach Car Accidents
If you are eligible to file a lawsuit, you could recover all your losses, including the following typical costs in a car accident:
- All medical bills and doctor visits
- Travel expenses for attending appointments
- Repairs to your vehicle and personal property
- Lost income, bonuses, and other benefits
- Rehabilitation, therapy, and nursing expenses
- Compensation for your pain and suffering
Pain and suffering are known as non-economic damage, and can include permanent disability, diminished quality of life, scarring, emotional distress, and mental anguish. Your Ormond Beach auto accident attorney will make every effort to increase your injury settlement whenever possible. This helps you obtain the resources you need for a full and comfortable recovery.
Insurance Coverage for Port Orange Car Accidents
Florida auto insurance requirements consist of PIP, which you carry to pay your own costs. Unfortunately, it only covers 80% of your reasonable medical costs up to $10,000. It will also pay up to 60% of your lost wages due to a crash. If you experience auto damage, the other driver’s PDL can pay for repairs up to the policy limit, but the minimum required coverage is $10,000. This may not cover every expense you have.
You can purchase higher minimum coverage levels to offset your out-of-pocket costs, and there are other policies, including bodily liability, collision, and comprehensive insurance. These can cover you for a variety of injuries to yourself or others, as well as damage to your vehicle and someone else’s. Your Ormond Beach car accident attorney can assist you in processing claims against these policies.
Common Types of Car Accidents We Handle in Volusia County
You can come to our Ormond Beach auto accident lawyer for any of the following kinds of motor vehicle collisions, including:
- Drunk driving
- Head-on
- Rear-end
- Sideswipe
- T-bone accidents
- Rollovers
- Stationary object
- Multiple car pileups
Our professional staff conducts a thorough investigation into the details of your crash and works with accident reconstruction experts when necessary. We interview witnesses and collect photos, videos, and other relevant evidence to build the most powerful case possible for you.
Common Causes of Car Accidents
The car accident lawyers at Chubb Law work to demonstrate when another party is to blame for your crash. We often find evidence indicating their negligence from these common causes:
- Distracted driving, including cell phone use violating Florida’s hands-free law
- Driving under the influence of alcohol or illegal substances
- Failing to follow traffic laws and signals
- Aggressive driving, including road rage, tailgating, brake checking, and speeding
- Faulty components or repairs
- Drowsy driving
- Loose animals on the roadways
Your Ormond Beach auto accident lawyer from Chubb Law will identify all at-fault individuals or companies and hold them accountable for their negligence. You can focus on recovering from your injuries while we manage your case.
What to Do After a Car Accident
An auto crash can be a confusing and painful time, especially in the immediate aftermath. Here are the steps our auto accident lawyers recommend:
- Call 911 or ask someone else to call if you are severely injured.
- Exchange contact details with the other parties.
- Take photographs of your injuries and vehicle damage.
- Tell the police what happened from your point of view.
- Ask first responders for a medical evaluation.
- Ask witnesses for their contact information.
- See your own doctor within 72 hours for a full examination.
- Notify your insurance provider of the crash.
- Arrange a free consultation with an Ormond Beach auto accident attorney.
When you choose Chubb Law, we provide unlimited communication with your car accident attorney to show how we value your time. From the moment we accept your case, you can rely on our dedication to supporting you every step of the way. We believe this is why we have earned our results from previous clients.
The Cost of Ormond Beach Car Accidents
According to TRIP, a national transportation nonprofit group, the number of traffic fatalities in Florida increased 28% in the last decade, resulting in $99.2 billion in economic and quality-of-life expenses. These societal costs affect more than just you and your family. They are detrimental to every Floridian.
As one of many Ormond Beach auto accident law firms dedicated to bettering life for our community, Chubb Law stands ready to help you overcome the loss of economic stability to you and your loved ones. We believe in educating our community through monthly newsletters so everyone understands the costs of personal injury cases.
The Car Accident Process in Volusia County
While every case will be different, most follow the same steps to achieve a satisfactory outcome, including the following:
Building a Strong Case for Your Car Accident
Your Ormond Beach car accident lawyers will assemble and analyze photos, witness statements, expert testimony, auto repair estimates, and police crash reports. They use this to establish support for your insurance claim and to demonstrate negligence against other parties if your case goes to trial.
Statute of Limitations
If your case qualifies for a personal injury lawsuit, your auto accident attorney will file a petition with the court within the Florida statute of limitations. This law only allows two years for you to take action or risk losing your chance to go to trial. Although we can help you file your case, we will continue to negotiate for a settlement out of court to reduce your costs and time commitment.
Establishing Negligence
Negligence depends on 4 elements: that the defendant owed you a duty to drive safely, that they failed in that duty, that their actions directly resulted in your injury, and that you have associated costs. Once your attorney establishes those factors, you can demand compensation in court.
No-Fault/Comparative Fault Content
Under Florida’s comparative fault law, you cannot seek compensation from any party if you receive over 50% of the fault in a crash. With a lower percentage, you can still file an insurance claim or lawsuit, but the percentage lowers your settlement by the same amount. A $10,000 settlement becomes $8,000 with 20% fault on your part, but your car accident lawyer will do everything they can to minimize the fault assigned to you.
Liability in Port Orange Car Accidents
Our team of legal professionals will analyze the details of your crash to identify every liable party. This might include auto manufacturers, government agencies, road repair companies, other motorists, or even property owners who contributed to your collision.
Why You Should Choose Chubb Law
We understand you may struggle to decide among the many car accident law firms operating in Florida. However, we believe you should choose Chubb Law because of our commitment to treating every client with respect and dignity. We listen carefully to your circumstances and provide honest advice on how to proceed with your case.
We take the burden off your shoulders but keep you informed so you do not have to worry about what is happening. We also reduce your costs by using a contingency fee payment structure, meaning you do not pay attorney fees unless we obtain compensation for you. At Chubb Law, we work hard to win, demonstrated by our 99.9% success rate.
We Answer Your Frequently Asked Questions About Car Accidents
Who makes the decisions in my case?
While we offer our best advice for every client’s specific circumstances, you are always in control of your case. We recommend potential avenues for compensation, but you have the right to say when we move forward and when we don’t.
What if my accident was not in Ormond Beach?
At Chubb Law, we proudly serve locations all over Florida, so you never have to worry about working with other auto accident law firms. No matter where you got hurt, we can put our team to work crafting a strong case for you.
Trust Chubb Law Accident & Injury Attorneys in Ormond Beach
Founding attorney Mitch Chubb has built a law firm devoted to helping the injured and vulnerable in Florida. You do not have to manage the complicated details of your case when you are in pain. Instead, contact us to arrange a free consultation with our Ormond Beach car accident lawyers and get the help you need today.
Supporting The Community
At Chubb Law, supporting the local communities in our region is
is part of who we are
We’re proud to sponsor local events, organizations, and community initiatives in Ormond Beach, FL and the surrounding communities.
