Ormond Beach Personal Injury Lawyers
An unexpected injury can change your life in seconds. One careless driver, unsafe property, defective product, or medical mistake can leave you dealing with severe injuries, mounting medical bills, lost income, and uncertainty about what comes next. If you were hurt because someone else failed to act responsibly, working with experienced Ormond Beach personal injury lawyers can make a significant difference in your physical and financial recovery.
At Chubb Law Accident & Injury Attorneys, our personal injury attorneys represent injury victims throughout Volusia County and Florida. As a trusted Ormond Beach personal injury law firm, we help injured people pursue justice and full injury compensation while holding negligent individuals, businesses, and insurance companies accountable. You should not have to shoulder the financial burden of an accident you did not cause. Our injury lawyers are here to protect your rights and guide you through the legal process.
What You Need to Know About Personal Injury
Personal injury law exists to provide a legal remedy when someone’s negligence, recklessness, or intentional misconduct harms another person. A personal injury claim allows an injured person to seek financial compensation for losses such as medical expenses, lost wages, pain and suffering, and long-term disability.
Personal injury cases can arise from many situations, including motor vehicle accidents, unsafe premises, medical errors, defective products, and abuse or neglect in care facilities. While every case is different, the injury probably could have been prevented if the careless party exercised reasonable care.
Working with knowledgeable injury attorneys helps ensure your claim is properly evaluated, documented, and pursued. Insurance companies often move quickly to minimize payouts, but an experienced injury law firm levels the playing field.
Understanding Personal Injury in Volusia County
Ormond Beach is a vibrant coastal community, but like much of Volusia County, it sees a high volume of traffic, tourism, and commercial activity. Major roadways, rideshare services, beaches, theme parks, and healthcare facilities all increase the risk of serious accidents.
Local personal injury cases often involve out-of-state drivers, corporate defendants, or large insurance carriers. These factors can complicate claims and delay fair resolutions. Having Ormond Beach injury attorneys who understand local courts, insurers, and regional accident trends is essential to building a strong claim.
Personal Injury Statistics
The statistics for Volusia County highlight the urgent need for experienced legal counsel.
- Motor vehicle accidents: Data from the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) show that Volusia County experienced 9,213 traffic collisions in 2023. Those crashes resulted in 110 fatalities and more than 6,200 reported injuries.
- Boating accidents: Florida has the most boating-related accidents in the country. According to the U.S. Coast Guard, there were 632 reported boating accidents across the state in 2024, leading to 75 deaths and 370 injuries.
- Dog attacks: The Florida Department of Health reports that over 500 residents require hospitalization each year due to dog-related injuries.
- Non-fatal falls: Falls remain a leading cause of injury-related emergency care. In 2024 alone, 18,494 people were treated for non-fatal unintentional fall injuries in Volusia County emergency rooms, based on Florida Department of Health data.
- Medical malpractice: Medical errors also contribute to significant injury losses. The U.S. Department of Health & Human Services estimates that insurance carriers pay more than $382 million per year to resolve medical malpractice claims in Florida.
- Theme park injuries: Records from the Florida Department of Agriculture and Consumer Services show that close to 50 injury incidents were documented at large Florida theme parks in 2025.
These numbers represent real people whose lives were changed in an instant. These statistics underscore why having personal injury lawyers with local knowledge is vital for navigating the aftermath of an accident.
Key Legal Concepts in Personal Injury Lawsuits
Understanding a few core legal principles can help you make informed decisions about your claim:
- Duty of care: The legal obligation to act reasonably to avoid causing harm
- Breach: A failure to meet that duty
- Causation: Proof that the breach directly caused the injury
- Damages: The losses suffered because of the injury
Personal injury lawsuits must establish each of these elements. Skilled attorneys know how to gather evidence, retain experts, and present persuasive arguments to support your claim.
Legal Rights of Personal Injury Victims
If someone else’s negligence injured you, Florida law gives you the right to pursue compensation for your losses. You also have the right to:
- Seek medical care without insurer interference
- Decline recorded statements requested by insurance companies
- Consult with and retain legal counsel
- Pursue full and fair compensation through settlement or trial
An experienced Ormond Beach injury law firm protects these rights from day one.
Damages You Can Recover from Personal Injury Accidents
Personal injury compensation is intended to make you whole again financially. Depending on your case, recoverable damages may include:
- Past and future medical expenses
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional distress
- Disability or disfigurement
- Property damage
- Loss of enjoyment of life
In cases involving extreme negligence or intentional misconduct, punitive damages may also be available. Our Ormond Beach injury lawyers work to identify all potential sources of recovery so you do not overlook any damages.
Insurance Coverage for Personal Injury Accidents
Insurance often plays a central role in injury claims. Depending on the circumstances, compensation may come from:
- Auto insurance policies
- Commercial liability coverage
- Homeowner’s or renter’s insurance
- Medical malpractice insurance
- Product liability coverage
Insurance companies often focus on protecting profits rather than on injured people. Our injury law firm handles all communications, negotiations, and disputes so you can focus on healing.
Common Types of Personal Injury Cases We Handle in Volusia County
Our Ormond Beach personal injury attorneys represent clients in a wide range of injury claims, including:
- Car accidents: Car crashes are the most common source of injury claims. We handle everything from minor fender-benders to catastrophic multi-vehicle pileups.
- Truck accidents: Commercial truck accidents involve massive vehicles and complex federal regulations. Liability often extends beyond the driver to the trucking company, maintenance contractors, or cargo loaders.
- Motorcycle accidents: With events like Bike Week, Ormond Beach sees high motorcycle traffic. Motorcyclists are vulnerable to severe injuries because they lack the protection of a vehicle frame. We fight against the biker bias that insurance companies often hold.
- Pedestrian accidents: Walkers and joggers in Ormond Beach are at high risk, especially near the beach and downtown areas. Drivers who fail to yield at crosswalks should be held accountable for the devastating injuries they cause.
- Rideshare accidents: Accidents involving Uber or Lyft introduce complex insurance layers. Determining whether the app was on and if a passenger was present is critical to accessing the correct insurance tier.
- Bus accidents: Whether it is a Votran bus or a private charter, accidents involving public or commercial transport require navigating specific notice requirements and liability limits.
- Product liability: If a defective auto part, household appliance, medical device, or child’s toy causes injury, the manufacturer or distributor may be held strictly liable for the harm caused.
- Medical malpractice: When healthcare professionals deviate from the accepted standard of care, the results can be fatal. We handle cases involving surgical errors, misdiagnosis, and medication mistakes.
- Nursing home violations: Our seniors deserve dignity. We represent families in cases of nursing home neglect, physical abuse, and medical mismanagement in Volusia County facilities.
- Theme park accidents: With Orlando’s major attractions nearby and local boardwalk amusements, theme park injuries, ranging from ride malfunctions to slip-and-falls, are a significant concern for Florida tourists.
- Burn injuries: Burn injuries from fires, explosions, or chemicals require long-term, expensive care. Our lawyers help victims secure the funds needed for skin grafts and specialized treatments.
- Dog bites and animal attacks: Florida follows a strict liability rule for dog bites. If a dog bites you in a public place or lawfully in a private place, the owner is generally liable for the damages.
Each case type presents unique challenges. Our Ormond Beach personal injury attorneys tailor their approach to the facts, defendants, and insurance issues involved.
Common Causes of Personal Injuries
Personal injuries often result from preventable conduct, including:
- Distracted or impaired driving
- Speeding and reckless behavior
- Unsafe property conditions
- Inadequate supervision or security
- Medical errors and misdiagnosis
- Defective or dangerous products
Identifying the true cause of an injury is a critical step in establishing liability and maximizing injury compensation.
What to Do After a Personal Injury
The actions you take after an accident can significantly affect your claim:
- Seek immediate medical attention.
- Report the incident when appropriate.
- Document injuries, expenses, and lost time.
- Avoid speaking with insurance adjusters without legal counsel.
- Contact our experienced Ormond Beach injury lawyers as soon as possible.
Early legal guidance helps preserve evidence and protects you from common insurance tactics.
The Cost of Personal Injuries
Beyond physical pain, injuries often carry a heavy financial toll. Emergency care, ongoing treatment, rehabilitation, and time away from work can quickly overwhelm families. Severe injuries may also require long-term care or force career changes. Our personal injury law firm pursues compensation that reflects immediate costs and long-term financial consequences.
The Personal Injury Accident Claim Process in Florida
While every case is unique, most injury claims follow these steps:
- Investigation and evidence collection
- Medical documentation and treatment
- Insurance claims and negotiations
- Filing a lawsuit if necessary
- Discovery, mediation, or trial
Our injury attorneys manage the entire process while keeping you informed and involved.
Building a Strong Case for a Personal Injury
Successful injury claims rely on strong evidence, including:
- Medical records and expert opinions
- Accident reports and photographs
- Witness statements
- Surveillance or digital evidence
- Proof of financial losses
Our team at Chubb Law builds cases designed to withstand aggressive defense strategies.
Florida Personal Injury Statute of Limitations
Florida law generally requires personal injury victims to file claims within two years of the date of the accident. Missing this deadline can permanently bar your right to compensation. Certain exceptions may apply, but deadlines are strict. Consulting our personal injury lawyers early helps ensure you file your claim on time.
Establishing Negligence in a Florida Personal Injury Case
To prove negligence, your attorney must show that the responsible party failed to act with reasonable care and caused your injuries. This often requires expert testimony, accident reconstruction, or industry-specific standards. Our injury attorneys know how to present clear, compelling evidence that establishes fault.
Comparative Fault in a Personal Injury Claim
Florida operates under a modified comparative fault system. If a court finds you partially responsible for your injuries, it may reduce your compensation by your percentage of fault. If it finds you more than 50% at fault, recovery may be barred. Insurance companies frequently attempt to shift blame. Our Ormond Beach personal injury law firm pushes back against unfair fault assessments.
Liability in Personal Injury Accidents
Liability may rest with individuals, employers, property owners, manufacturers, healthcare providers, or multiple parties. Identifying all responsible parties is critical to maximizing recovery. Our attorneys conduct thorough investigations to uncover every source of liability.
Why You Should Choose Chubb Law for Your Personal Injury Case
When you choose Chubb Law, you are choosing a firm that treats you like a neighbor, not a case file. Our founder, Mitch Chubb, was raised in Central Florida with a commitment to service and integrity. We work to give every client the direct attention they deserve. Our 8 Promises to you include:
- Free case evaluation: We listen to your story without time limits.
- Proactive communication: You will never be left wondering about the status of your case.
- 110% commitment: We give our all to every case we take on.
- You call the shots: We provide the legal guidance, but the final decisions are yours.
- $0 out-of-pocket fees: We work on a contingency fee basis. You only pay us if we win.
- Increased offer guarantee: If you have an offer on the table, we guarantee to increase it, or you pay us nothing.
- Unlimited communication: You have direct access to our legal team via phone, email, or text.
- More money in your pocket: Our goal is to maximize your net recovery, even after fees.
We are deeply involved in the community, hosting regular serve days and donating $1,000 monthly to local organizations. We do not just work in Ormond Beach and Volusia County. We are part of the fabric of this community.
We Answer Your Frequently Asked Questions About Personal Injuries
Do I need a lawyer for my injury claim?
Severe injuries almost always benefit from legal representation, especially when a claim involves insurance companies.
How much is my case worth?
Value depends on injuries, medical costs, lost income, and long-term impact. An attorney can provide a realistic evaluation.
What if the insurance company already made an offer?
Early offers are often far below fair value. Speak with our attorneys before accepting.
How long will my case take?
Some cases resolve in months, while others take longer, depending on complexity and whether litigation is required.
Contact Chubb Law Today
If negligence has injured you or a loved one, contact Chubb Law today to schedule a free case evaluation with experienced Ormond Beach personal injury lawyers who are ready to fight for the injury compensation you deserve. We are ready to listen to your story, investigate your accident, and fight for the compensation you need to move forward.
Supporting The Community
At Chubb Law, supporting the local communities in our region is
is part of who we are
We’re proud to sponsor local events, organizations, and community initiatives in Ormond Beach, FL and the surrounding communities.
