Wekiwa Springs Car Accident Lawyers
A car accident can be life-altering, leaving you with physical injuries, emotional trauma, and financial stress. In the chaotic aftermath, knowing where to turn for help is crucial. At Chubb Law, our dedicated team of Wekiwa Springs car accident lawyers understands the challenges you face and is committed to providing compassionate, aggressive, and effective legal representation to victims throughout Seminole County and beyond.
Our Florida personal injury lawyers believe that no one should suffer due to another’s negligence. We are here to fight for the justice and compensation you deserve.
What You Need to Know About Car Accidents
Florida roads are busy, and car accidents are common. Their consequences can range from minor fender-benders to catastrophic collisions. Injuries can range from whiplash and broken bones to permanent disability or death.
Navigating the insurance process and determining liability is complicated, especially if the other driver is uninsured, underinsured, or disputes fault. Our knowledgeable auto accident attorneys can help you protect your rights, negotiate with insurance companies, and pursue maximum compensation for your losses.
Understanding Car Accidents in Seminole County
Florida roads are busy, and car accidents are common. Their consequences can range from minor fender-benders to catastrophic collisions. Injuries can range from whiplash and broken bones to permanent disability or death.
Navigating the insurance process and determining liability is complicated, especially if the other driver is uninsured, underinsured, or disputes fault. Our knowledgeable auto accident attorneys can help you protect your rights, negotiate with insurance companies, and pursue maximum compensation for your losses.
Car Accident Statistics
Florida experiences a substantial number of car accidents annually. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), the state averaged approximately 400,000 motor vehicle accidents yearly between 2021 and 2023. These crashes resulted in an average of 3,556 fatalities and 252,475 injuries.
Seminole County has a significant crash rate. The county’s average accident rate between 2021 and 2023 was 6,303, which resulted in 45 deaths and 4,350 injuries. These statistics underscore the inherent risks of driving in our area and highlight the critical need for an experienced car accident law firm if you become a crash victim.
Key Legal Concepts in Car Accident Lawsuits
Florida operates under a no-fault insurance system, which means you will typically file accident claims with your own insurance company first, regardless of who caused the crash. However, you may file a personal injury lawsuit if:
● Your injury is considered serious under Florida law, such as permanent loss of bodily function, significant disfigurement, or death.
● Your medical expenses and lost income exceed the limits of your Personal Injury Protection (PIP) coverage.
To succeed in a lawsuit, you must prove that the other party failed to exercise reasonable care and that failure caused your injuries.
Legal Rights of Car Accident Victims
As a car accident victim in Florida, you have several crucial legal rights:
● Right to seek medical attention: Your health is paramount. You have the right to seek immediate medical treatment for your injuries, regardless of fault.
● Right to file a claim: You have the right to file a claim with the at-fault driver’s insurance company to seek compensation for your damages.
● Right to legal representation: You have the right to hire a qualified and experienced auto accident law firm to protect your interests, negotiate with insurance companies, and, if necessary, file a lawsuit on your behalf.
● Right to fair compensation: You have the right to seek fair and full compensation for all your economic and non-economic damages resulting from the accident.
● Right to information: You have the right to obtain information related to your accident, including police reports, witness statements, and insurance policy details.
Understanding these rights is crucial to avoiding costly mistakes early in your case.
Damages You Can Recover from Car Accidents
There are two main types of compensation you can recover after a car accident:
Economic Damages
These are quantifiable financial losses and include:
● Medical expenses: Past, present, and future medical bills, including emergency room visits, hospital stays, doctor appointments, surgeries, medications, rehabilitation, and assistive devices
● Lost wages: Income you have lost due to your inability to work after the accident
● Loss of earning capacity: Compensation for future lost income if your injuries prevent you from returning to your previous job or earning at the same level
● Property damage: The cost to repair or replace your vehicle and any other damaged personal property
● Out-of-pocket expenses: Any other costs directly related to the accident, such as rental car fees, transportation to medical appointments, or childcare if you cannot care for your children
Non-Economic Damages
These are more subjective losses and include:
● Pain and suffering: Physical pain, discomfort, and emotional distress caused by your injuries
● Mental anguish: Psychological trauma, anxiety, depression, or PTSD resulting from the accident
● Loss of enjoyment of life: Compensation for your inability to participate in activities you once enjoyed due to your injuries
● Disfigurement or scarring: If the accident resulted in permanent disfigurement or scarring
● Loss of consortium: Rare losses spouses can claim for loss of companionship, affection, and support
Our experienced Wekiwa Springs car accident lawyers can calculate your full damages and negotiate for the compensation you deserve.
Insurance Coverage for Car Accidents
Florida requires drivers to carry $10,000 in PIP coverage and $10,000 in property damage liability (PDL).
However, many drivers carry additional coverage, such as:
● Bodily injury liability (BIL): Covers injuries to others if you are at fault for an accident
● Uninsured/underinsured motorist (UM/UIM) coverage: Protects you if a driver with no insurance or insufficient insurance to cover your damages hits you
● Collision coverage: Covers damage to your vehicle, regardless of fault
● Comprehensive coverage: Covers damage to your vehicle from non-collision events like theft, vandalism, or natural disasters
After a crash, our car accident attorneys will review all applicable insurance policies and coverage limits to identify the best path to accident compensation.
Common Types of Car Accident Cases We Handle in Wekiwa Springs
Our Wekiwa Springs auto accident law firm has handled complex car accident cases, including:
● Rear-end collisions
● Head-on crashes
● T-bone or intersection accidents
● Rollover accidents
● Sideswipe accidents
● Hit-and-runs
● Distracted driving crashes
● Drunk or drugged driving collisions
● Uninsured motorist claims
● Multi-vehicle pileups
● Pedestrian accidents
Each case presents unique challenges, and we tailor our approach to maximize your recovery.
Common Causes of Car Accidents
While every crash is different, some of the most frequent causes of car accidents in Wekiwa Springs and Seminole County include:
● Distracted driving: Texting, talking on the phone, eating, or adjusting the radio
● Speeding: Exceeding the posted speed limit or driving too fast for conditions
● Drunk or impaired driving: Operating a vehicle under the influence of alcohol or drugs
● Reckless driving: Aggressive behaviors like weaving in and out of traffic, tailgating, or running red lights
● Fatigued driving: Drowsy drivers, potentially as dangerous as drunk drivers
● Failure to yield: Not giving the right-of-way when required
● Improper lane changes: Changing lanes without signaling or checking blind spots
● Disregarding traffic signals or signs: Running red lights or stop signs
● Poor weather conditions: Rain, fog, or slick roads reducing visibility and traction
● Vehicle malfunctions: Brake failure, tire blowouts, or other mechanical issues
● Road defects: Potholes, uneven pavement, or poorly maintained roads
Other drivers or third parties may be held legally responsible for your injuries if they caused your accident.
WHAT TO DO AFTER A CAR ACCIDENT
The actions you take immediately after a car accident can significantly impact your health, your ability to recover, and the strength of your legal claim.
● Call 911 and request police and medical assistance.
● Exchange information with the other driver, including insurance details.
● Document the scene with photos of the vehicles, injuries, skid marks, and road conditions.
● Talk to witnesses, if possible.
● Seek immediate medical care, even if injuries seem minor.
● Avoid admitting fault at the scene.
● Notify your insurance company as soon as possible.
● Contact an auto accident lawyer before accepting a settlement offer.
THE COST OF CAR ACCIDENTS
Beyond the immediate damage and injuries, car accidents impose significant financial burdens. These costs extend far beyond vehicle repairs and medical bills. They can include:
● Lost income and future earning capacity: The inability to work can lead to substantial financial hardship.
● Long-term medical care: Some injuries require ongoing therapy, specialized treatments, or lifelong care.
● Rehabilitation costs: These expenses include physical therapy, occupational therapy, and other rehabilitative services.
● Emotional and psychological costs: These can include counseling or therapy for anxiety, PTSD, or depression.
● Diminished quality of life: This includes the loss of enjoyment from activities you once loved.
● Legal fees: While our Wekiwa Spring car accident attorneys work on a contingency fee basis, meaning you do not pay unless we win, these fees are part of the overall cost considerations.
The Car Accident Claim Process in Florida
Here is what you can expect during the claim process:
● Initial consultation with your attorney
● Investigation of the accident and injuries
● Filing claims with applicable insurance companies
● Negotiating a settlement
● Filing a lawsuit if the insurer does not offer a fair settlement
● Discovery phase, where the parties exchange evidence
● Mediation or trial, depending on case progression
Throughout the process, our Wekiwa Springs auto accident lawyers will keep you informed and involved in major decisions.
Building a Strong Case for a Car Accident Claim
Our lawyers work diligently to build a compelling case by:
● Collecting police reports, surveillance footage, and witness statements
● Obtaining medical records and expert opinions
● Reconstructing the crash scene
● Demonstrating the long-term impact of your injuries
● Identifying all liable parties, including at-fault drivers, employers, or vehicle manufacturers
We prepare each case as if it is going to trial, which often leads to better settlements.
Florida Personal Injury Statute of Limitations
Under Florida law, you generally have two years from the accident date to file a personal injury lawsuit. If the accident involved a government entity, such as a municipal vehicle, notice and filing deadlines may be shorter.
The statute of limitations for wrongful death claims is two years from the date of death. Property damage claims have a four-year statute of limitations. Missing these deadlines could bar your claim entirely, so it is crucial to act quickly.
Establishing Negligence in a Florida Car Accident Case
To win your case, you must prove:
● Duty of care: The at-fault driver had a legal obligation to drive safely.
● Breach of duty: They violated that obligation.
● Causation: Their negligence directly caused your injuries.
● Damages: You suffered measurable losses.
We will gather the evidence needed to prove each element of your claim.
COMPARATIVE FAULT IN A CAR ACCIDENT CLAIM
Florida follows modified comparative negligence rules. If the court finds you partially at fault, it will reduce your compensation in proportion to your responsibility. However, if you are more than 50% at fault, you may be barred from recovery. This makes it critical to have a skilled lawyer who can challenge unfair blame and protect your right to compensation.
LIABILITY IN CAR ACCIDENTS
Liability may fall on:
● Another driver
● The at-fault driver’s employer
● Vehicle manufacturers
● Government entities
● Vehicle owners
● Bars or restaurants, if they served alcohol to an underaged individual or a habitually addicted person who then caused an accident
Our Wekiwa Springs auto accident attorneys thoroughly investigate every potential source of liability to pursue all available claims on your behalf.
WHY YOU SHOULD CHOOSE CHUBB LAW FOR YOUR CAR ACCIDENT CASE
At Chubb Law, we take pride in delivering compassionate, client-focused legal representation. Our team:
● Has a 99.9% success rate
● Prepares every case for trial, which strengthens your negotiation position
● Has recovered over $27 million in compensation for injury victims
● Knows how to fight back against powerful insurance companies
● Has deep roots in Florida
● Offers Mitch’s eight promises
You should be able to focus on healing while we focus on winning.
Contact Our Wekiwa Springs Car Accident Law Firm Today
If you or someone you love has been injured in a car accident in Wekiwa Springs or anywhere in Seminole County, do not delay in seeking help. Contact Chubb Law today for a free case evaluation. We are ready to listen to your story, answer your questions, and fight for the justice and compensation you deserve.
Personal injury FAQ
Do I have to go to court?
Not always. We resolve many car accident cases through settlements, but we are fully prepared to go to trial if necessary.
How long will my case take?
It depends on the complexity of your injuries and whether the other party disputes liability, but most cases take several months to over a year to resolve.
Will insurance cover all my costs?
That depends on policy limits. Our job is to help you recover from all available sources of compensation.
What are some Common Car Accident Injuries?
Remember, we have car insurance for a reason. Insurance is there for when an accident occurs. If you were in a car accident and it wasn’t your fault, we can help you make an insurance claim. If you’re hurt in a car accident, you will likely incur medical expenses, medical bills, loss of income, property damage to your car and pain and suffering. We can help you receive all that you are entitled to.
- Fractured or broken bones
- Herniated discs
- Spinal injuries
- Whiplash
- Brain Injury
- Closed head injuries
- Headaches
- Paralysis
How is Chubb Law different?
We could list all the awards we’ve received or tell you how much better our results are than other law firms– but that’s not what makes us different. We are different because we truly care about our clients. Because we care, you won’t feel like you’re one of 10,000. You will feel heard and prioritized. You will feel confident in your legal team. You will feel like you’re in the right place.
How much does it cost to start a case? I heard it’s free? How do you make money?
It doesn’t cost anything to start your case and you will never pay us anything out of your own pocket. We work on a contingency fee basis, which means you pay us only if we win your case. Our fee comes in the form of a percentage of the settlement or verdict amount we obtain.
Do I really need an attorney or should I just work things out with the insurance?
We tell people all of the time, “if insurance companies would just treat people right there would be no need for what we do.” Unfortunately, most of the time insurance companies don’t treat people right. The only way to ensure you are protecting your rights is to consult with an attorney.
Should I take an insurance offer?
No. Not without consulting an attorney. We make all clients an “Increased Offer Guarantee.” If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
I already have an attorney, can I change attorneys?
Yes. In the state of Florida, you can change attorneys mid-case. In fact, you can fire your current lawyer for practically any reason. The Florida Supreme Court has set out “10 Basic Rights” that every client is entitled to from their lawyer. Read more about those here.
Mitch’s 8 Promises
1
Full-story, free consultation.
Our initial conversation does not have a time limit. We want to connect and hear your full story.
2
110%
We are selective in the cases we take so we can give 110% to those we do.
3
$0 out-of-pocket fees.
You will never pay us anything out of your own pocket. There are never upfront costs on your case. We only get paid if we win your case.
4
Unlimited.
Our clients are guaranteed unlimited communication with their legal team.
5
Proactive communication.
We consistently communicate with you to keep you updated on your case.
6
You call the shots.
You call the shots, we lead the way. We never make decisions against your desires.
7
Increased offer guarantee.
If there is an offer on the table from the insurance company at the time of hiring us, we guarantee we will increase it, or we will waive our fee.
8
The “why should I hire an attorney guarantee.”
When you hire us, not only will we handle everything, but the result we get will leave you with more in your pocket— even after attorney’s fees.
Contact Us Today for a Free Case Evaluation
Do not wait to seek legal help if you or a loved one has been injured in an accident. Contact our Seminole County personal injury law firm today to schedule a free, no-obligation case evaluation. During your consultation, we will review the details of your case, explain your rights and legal options, and provide you with honest and straightforward advice about how to proceed.
Remember, you do not have to face this difficult time alone. Let Mitch and Christopher fight for you so you can focus on your recovery and move forward with your life.
