Orange City Car Accident Lawyers

When you or a loved one is hurt in an auto crash, you need experienced guidance to understand how to manage your claim against the at-fault driver. Filing insurance paperwork or bringing a lawsuit can be exhausting and confusing without the knowledgeable advice of the Orange City car accident lawyers at Chubb Law.

We have spent years helping clients like you overcome these challenges with honesty, integrity, and care. Begin your search for justice by arranging a free consultation with our Florida personal injury lawyers today. 

What You Need to Know About Orange City Car Accidents

Minor collisions, often called fender benders, can still lead to unexpected injuries and hospital bills. When you are seriously hurt, you may lose time from work, be unable to care for your family, or require extensive medical treatment. All of these concerns may be too much for you while you are recovering, which is where our car accident lawyers can help.

Understanding Car Accidents in Volusia County

With major highways like I-4 and I-95 bringing thousands of visitors each month to Orange City and Volusia County, locals and tourists alike are at high risk of experiencing a devastating crash. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 9,213 auto accidents in Volusia County during 2023. Over 6,200 people suffered injuries, with 110 losing their lives.

Car Accident Statistics

A recent review of the FLHSMV Crash Dashboard for Volusia County shows the following statistics for 2024:

• There were 9,014 total accidents
• Of those, 5,632 people were hurt, and 108 died
• There were 2,372 hit-and-run accidents, where a driver fled the scene
• In 295 pedestrian accidents, 19 people died

Our auto accident lawyers are ready to discuss your case and develop a customized approach to help you secure the compensation you need. If your loved one dies as a result of a car crash, we can guide you through the wrongful death lawsuit process. 

Key Legal Concepts in Orange City Car Accident Lawsuits

When you hire us as your car accident attorneys, we educate you about what to expect during the claims process. That includes describing Florida laws that could impact your situation. Florida does not handle accident insurance the same way other states do, meaning you may have to go through additional steps for financial relief.

Each Florida resident driver must carry personal injury protection (PIP) and property damage liability (PDL) coverage to pay for their own losses after an accident. You do not have to prove who is to blame when you file a claim, and you can settle your case faster through this method. No-fault is intended to reduce the number of trials after a crash, but you may still have the right to file a personal injury claim against another person if your serious injuries meet the criteria under Florida law.

Legal Rights of Car Accident Victims

In addition to filing accident claims after a crash, victims in Volusia County have the following rights:

• You can hire an auto accident attorney to protect your interests
• You and your car accident lawyer can collect evidence to support your claim
• You can negotiate to reach a fair settlement with the insurance company
• If necessary, your auto accident attorneys can help you file a lawsuit in some instances 

When you put Chubb Law on your side, we investigate to understand what happened and who is at fault. As a top auto accident law firm in Orange City, we collaborate with experts, collect witness statements, and research the law to build the most powerful case possible. Even if you believe you are partly responsible, schedule a free consultation with our car accident attorneys to discuss your options. 

Damages You Can Recover From Car Accidents

The amount you receive after a car accident claim depends on whether you are pursuing an insurance claim or a lawsuit. For a PIP claim, you can seek up to 80% of associated medical costs and 60% of lost wages. If the victim dies, their survivors qualify for a death benefit of $5,000.  

If you have the grounds for a personal injury lawsuit, your auto accident lawyer can help you calculate your economic and emotional losses, which may include:

• Costs of all medical care, including ER, ICU, surgery, and hospitalization
• Medications, therapy, and mobility devices
• Lost income, benefits, and potential earning capacity if you become disabled
• Repair or replacement costs for your vehicle and other personal property
• Emotional distress and mental anguish
• Pain and suffering
• Diminished quality of life
• Loss of society
• Disfigurement and scarring

The full value of your claim will depend on the circumstances of your accident, your injuries, and your expected physical recovery. No two cases will be alike, but your Chubb Law car accident attorney will make every effort to get the most accident compensation available.

Insurance Coverage for Car Accidents

Recall that Florida requires all drivers to carry PIP to pay their own medical expenses and PDL to pay for damage to another person’s property. While not mandatory, you also have the option to buy uninsured/underinsured motorist (UM/UIM) coverage in the event someone injures you during a hit-and-run. 

You can also purchase collision and comprehensive coverage. PDL pays for damage you cause to another person’s car, but collision pays for the repairs to your vehicle. Comprehensive insurance pays to fix your vehicle when natural disasters or other unexpected events happen, such as a power pole falling on your car.   

Common Types of Car Accident Cases We Handle in Volusia County

Your Chubb Law car accident lawyers have an extensive background in managing every type of crash, including accidents in the following scenarios: 

• Someone t-bones your car while turning left in an intersection
• A driver rear-ends you at a stop sign
• A drunk driver crosses the center line and hits your vehicle head-on
• An uninsured motorist sideswipes you during rush hour and leaves the scene
• A careless driver rams into your parked car on a narrow street
• An aggressive driver crosses into your lane, forcing you off the road in a rollover crash

No matter how you were hurt, we should be your first choice among Volusia County auto accident law firms. We connect you with resources to address your full physical, emotional, and financial recovery. The team at Chubb Law Accident & Injury Attorneys do not rest until they get the best possible outcome for you. 

Common Causes of Car Accidents

Most car accidents happen due to human error, including intentional actions and negligence, such as:

• Ignoring traffic laws
• Driving drunk
• Driving while distracted
• Drowsy driving
• Road rage
• Dropping debris on the road
• Defectively manufactured auto components

With no-fault insurance in Florida, you do not have to prove who is at fault for your crash, but this does become important if you need to file a lawsuit. By collecting police reports, witness statements, photos, videos, and medical records, your accident lawyer will work to show how someone else is financially liable for hurting you. 

What to Do After a Car Accident

First, call 911 to get medical and law enforcement first responders on the scene. Exchange your contact information with anyone involved in the crash and tell police what happened. Ask witnesses for their details so your Orange City car accident lawyer can interview them later. 

Let paramedics examine you in case you are injured, even if you feel unhurt, because you may need to go to the hospital. Follow up with your doctor for a full evaluation in the next few days. During that time, notify your insurance company about the wreck and arrange to speak with a skilled auto accident attorney at Chubb Law. 

The Cost of Car Accidents

A report from the National Highway Traffic Safety Administration (NHTSA) finds that the national cost for motor vehicle accidents is almost $340 billion each year. Beyond that, it estimates that the economic impact of each car crash death is $11.3 million, due to the lost quality of life and financial productivity. The subjective costs of a crash on the victims are valuable even though they are harder to define in the same way as medical treatment. 

The Car Accident Claim Process in Orange City, Florida

Your Chubb Law auto accident attorney will guide you through the claim process. Here are the basic steps for most cases:

• File a PIP claim within 14 days with your auto insurer
• Obtain a crash report or file one manually with the FLHSMV
• Collect evidence and documentation to share with your attorney and insurance company
• Negotiate a fair settlement with the help of your lawyer
• Consult with your attorney to determine whether you qualify to file a lawsuit
• Proceed to trial to seek full compensation

Throughout these steps, the team at Chubb Law will be by your side, keeping you updated and providing advice. You can focus on healing while we manage the complicated details. We are available for questions at any time, so you can stay confident in our service to you. 

Building a Strong Case for a Car Accident Claim

Your car accident attorneys understand the limitations and requirements for completing a successful claim. We inform you of the laws and doctrines that could impact your case, such as:

Florida Personal Injury Statute of Limitations

If you are able to file a personal injury lawsuit, you have only two years to do so under Florida’s statute of limitations. You should meet with an attorney immediately after your accident so you do not miss that deadline. 

Establishing Negligence in a Florida Car Accident Case

You do not have to prove fault or negligence when you file a PIP claim. In a lawsuit, you will need to present evidence showing how the other party owed you a duty of care, but failed to maintain it. Through their negligence, you were injured and deserve compensation for your damages. Your lawyer will use all the relevant evidence they gathered to support this argument. 

Comparative Fault in a Car Accident Claim

Expect the other party in a lawsuit to push back and claim you are partly at fault. Under Florida law, you may receive a lower settlement if you played a part in the accident. For example, if you are 20% to blame on a $10,000 claim, you will receive only $8,000 (20% less) if you win. 

Liability in Car Accidents

While you do not need to show liability in an insurance claim, your auto accident lawyer from Chubb Law will identify all those responsible for your injuries during a personal injury lawsuit. This could include additional drivers, road repair companies, government agencies, and auto manufacturers. 

Why You Should Choose Chubb Law for Your Car Accident Case

We focus on providing the highest quality legal guidance for those who have been hurt by careless drivers. Since opening our doors in 2021, our 99.9% success rate and 8 promises to every client mean we do not back down, even against big companies. We also offer a contingency fee payment plan to make it easier for you to get the representation you need.

We are so confident in our abilities that you do not pay us unless we win for you. Because we only select the most compelling cases, you can rest assured that we believe in our ability to succeed. Our previous clients’ testimonials demonstrate that we stand by our commitment to you.

We Answer Your Frequently Asked Questions About Car Accidents

How do I know what my Orange City car accident case is worth?

By bringing your current receipts to an auto accident attorney, you can work with them to put a price on every loss you experience due to another driver’s negligence. We help you estimate the worth of your lost income, diminished quality of life, and lost earning capacity, along with the full cost of your medical treatment and property replacement. 

Why do I need an Orange City car accident lawyer?

While you can file your own insurance claim, there are many factors that could make your case more challenging. Instead of worrying about those or trying to figure them out while you are in the hospital, you can turn things over to Chubb Law. We do this work every single day and are focused on securing the most compensation for you as quickly as we can. 

Am I out of luck after a hit-and-run accident?

No, not necessarily. While it can be difficult to chase down someone who leaves the accident scene, we coordinate with local law enforcement to use traffic videos, witness statements, and other resources to find the wrongdoer. If they evade us, we will help you process your uninsured motorist insurance claim to help pay your bills. 

Trust Chubb Law as Your Orange City Auto Accident Law Firm

You do not have to face the consequences of someone else’s bad actions alone. Schedule a free consultation today and let the Orange City car accident lawyers at Chubb Law take control, giving you the rest you need to recover. We are standing by, so send us a message to begin the process today..